Privacy Policy & Terms of Service

Privacy Policy

Our website, PinoyInvestor.com, collects personally identifiable information such as names and email addresses only when voluntarily submitted. These information are used merely to fulfill a specific request, for example, to access our private content or to subscribe to our mailing list. All emails and newsletters from this site allow you to opt out of further communications.

We never use or share any of your information in ways unrelated to the ones described above. We do not send spam and we do not sell your information to any company for marketing purposes. We may, however, share information with government agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or (3) investigating fraud which has already taken place.

Our site may place a small file, called a cookie, on your hard drive to provide you with a better website. A cookie does not, in any way, give us access to your computer or to any personally identifiable information about you, other than the data you choose to share with us. Our authorized third-party advertisers, in the course of serving ads to you, may also place and read cookies on your browser or use tracking technology to collect information. You can choose not to accept cookies by modifying your browser settings. At any time, you may remove any cookie stored on your hard drive by deleting them in your browser’s settings section.

Should you have any questions, concerns, or comments about our privacy policy, please contact us at support @ pinoyinvestor.com. Your privacy is of utmost importance to us at PinoyInvestor. Rest assured that any information you provide will only be used in accordance with this privacy statement.

Terms of Service

Your access to and use of our service is conditioned on your acceptance of and compliance with these Terms of Service. These Terms apply to all visitors, users, and others who access or use the PinoyInvestor website. If you disagree with any part of the terms, then you may not access the service.

Our website may contain links to third-party web sites or services that are not owned or controlled by PinoyInvestor. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that PinoyInvestor shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

Such sites are not governed by this Privacy Statement and we cannot be responsible for the protection and privacy of any information you provide to those sites. We strongly advise you to exercise caution and to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

If you breach any of our Terms, we may terminate or suspend your access to our website immediately, without prior notice or liability.

These Terms shall be governed and construed in accordance with the laws of Philippines, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

This policy may be updated or changed anytime and we encourage you to review it whenever you visit the site to make sure you understand how any personal information you provide will be used.

Disclaimer

The contents of this website are not to be construed as an offer, invitation, solicitation, advertisement, inducement or representation of any kind. The information contained herein is not intended as financial advice and should not to be relied upon as authoritative or taken in substitution for the exercise of judgment by any recipient.

The information and opinions found on this website constitute a judgement of our partner brokers as of the date indicated and are subject to change without notice. The information may, therefore, not be accurate or current.

Users of this website should be aware that investments in securities, such as stocks or other financial instruments, involve risks. Loss of capital is a possibility. Past results are not and cannot be a guarantee of future performance.

Confidentiality Agreement

All contents and information on this website are for the sole use of the account owner and may not be shared, copied, reproduced, distributed, or transmitted without PinoyInvestor.com’s prior written consent.

Violation of this policy may result to denial of access and permanent ban, forfeiting any remaining paid credits.